Are you being harassed by a creditor?
Creditors will often take aggressive actions when attempting to collect on a debt. This can include making repeated phone calls, sending numerous letters, filing a lawsuit and reporting negative information to credit bureaus.
Creditors are required to follow to The Federal Fair Debt Collection Practices Act and the Florida Consumer Protection Practices Act. These acts prohibit abusive collection behavior such as:
- The use of slurs, foul or other derogatory language
- Providing false and misleading information
- Threatening legal action if no such action is planned
- Making calls before 8:00 a.m. or after 9:00 p.m.
We focus our practice on Debt Defense. We will take legal action to prevent abuses and protect your rights. If a collector violates these acts they can be forced to pay you damages and your legal fees and costs. Contact us today if you believe a creditor has violated your rights. We offer free phone or office consultations.
Have you been sued by a debt collector?
If you have been sued by a debt collector we may be able to defend the case or settle the debt for less than the amount claimed. (Learn more about Debt Collection Lawsuits) (Learn more about Junk Debt Buyers such as Midland Funding, Portfolio Recovery Associates, CACH LLC, Cavalry SPV I and LVNV Funding)
Will Bankruptcy Help Me?
If you are unable to pay your bills and are heavily in debt, filing for bankruptcy can bring immediate relief. After your petition has been submitted, the court will issue an "automatic stay", which is a court order that stops all collection activities, including foreclosures, repossessions, garnishments, and most civil lawsuits.
If a creditor violates the automatic stay they may be required to pay for damages and your legal fees.
Creditor Harassment Attorney in Sarasota, Manatee and Charlotte Counties
If you are being harassed by creditors, David Holland Law can help. We have represented hundreds of clients in bankruptcy and debt defense matters, and will vigorously guard your rights. Our firm will provide whatever legal advice and assistance is needed, and will stand up to creditors and collection agencies engaged in abusive practices.
We offer a free consultation, along with affordable rates and payment plans. Contact a creditor harassment attorney for trusted representation if you are being harassed by creditors.