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Zero Down Chapter 7 Bankruptcy

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Providing Florida Residents With Affordable Access To Powerful Financial Relief

We know what you're going through—the stress, the calls, the bills. You're ready to start fresh with Chapter 7 bankruptcy, but money's so tight you can't possibly afford the filing fee. We understand. If you've got regular income and a bank account, we can help you get you the relief you need today and stop foreclosure, repossession, garnishment, financial stress and creditor harassment immediately.

Other local firms' payment plans are more like Lay-Away. They won't file your case and get you the relief and protection you need until your fees are fully paid. At David Holland Law, our Brandenton Lawyers can file your case for as little as ZERO down.

If you have questions and the chat window is active, David may be able to assist you immediately.

We focus on your Complete Financial Recovery

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Any local law firm can file your bankruptcy. We go the extra mile and focus on your Complete Financial Recovery.

What if you could have a 720 credit score in 12-24 months after your bankruptcy discharge or confirmation? It's possible.

We recently contracted with  to help our clients rebuild their lives after bankruptcy.

Click below for two of their success stories:

After bankruptcy, as many as 1 in 5 credit reports have post-discharge errors that damage credit scores. To further assist with your complete financial recovery, we offer a free consultation 90 days after your bankruptcy discharge to review your credit report, track your progress, advise you how to improve your score and help fix any errors. If certain violations appear on your report we will sue on your behalf under the Federal Fair Credit Reporting Act and possibly recover damages for you of $1000 or more!

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Click here to receive a free copy of my book Rebuilding Your Life After Bankruptcy - It's Easier Than You Think

Stop debt collectors in their tracks for $0 down

If you are considering bankruptcy, we know you are already facing serious financial problems and don't have funds to pay fees. That's why we allow you to begin the Chapter 7 bankruptcy process without paying any money up front. During your initial free consultation at one of our offices in Sarasota, Manatee or Charlotte counties, we will explain the bankruptcy process and determine whether you meet the legal requirements to file. If you qualify and you have steady income and a bank account, you can enter into bankruptcy without paying any money down. Your payments only begin after many of your debts are eliminated.

Call (941) 744-5450 or fill out the form on this page to schedule your free consultation with David Holland, an experienced bankruptcy attorney. You have nothing to lose but your debt!


True $0 down bankruptcy

While law firms try all sorts of advertising campaigns to convince clients to use their services, ours is no gimmick. We offer something that no other local firm does. For people who choose us, the math is simple. If you have a steady income and meet the legal requirements to file Chapter 7 bankruptcy in Florida, our Bradenton Bankruptcy Law firm will file your case for $0 down.

At David Holland Law, we always have your Complete Financial Recovery in mind. To learn more and see if you meet the requirements for $0 down Chapter 7 bankruptcy, call David Holland Law today at (941)-744-5450 or use our simple online case evaluation to schedule a free consultation. You have nothing to lose but your debt!

Contact Us Today!

At David Holland Law we focus on Consumer Bankruptcy and Debt Defense. We proudly serve Sarasota, Manatee and Charlotte Counties. We offer free phone or in-office consultations in Bradenton, Sarasota, Lakewood Ranch and Port Charlotte. Contact us through the form on this page or call us at (941) 744-5450 to speak with an experienced bankruptcy and debt defense attorney today. We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.