Are You a Florida Resident Struggling Financially? Is LVNV Funding Harassing You, or Have They Filed a Lawsuit against You? David Holland Law Can Help Defend Your Rights.
If you are struggling financially, you know that those struggles are hard enough to deal with as it is. The last thing you need, when bills are mounting and money feels scarce, is to be continually harassed, bothered, and yes, perhaps even sued by a creditor. If you find yourself in this very unfortunate situation, the team at David Holland Law is here for you.
At David Holland Law, our primary focus is on consumer bankruptcy and debt defense and we have offices throughout Florida to serve you. We specialize in defending our clients against debt collectors and in filing bankruptcy when the circumstances are appropriate. If you are a named defendant in a lawsuit filed by LVNV Funding, do not panic. Instead, give us a call.
Who Is LVNV Funding?
LVNV Funding, LLC, is (as are many other companies like it) a debt collection company. These companies purchase outstanding debts for pennies on the dollar and then pursue recovery of the full amount of debt from you, the debtor. LVNV Funding is one of the largest debt collection companies in the world, and they pursue thousands of debt collection cases each year. Your case may very well be one of them.
Why Am I Being Sued?
Typically, the method used by debt collection companies, like LVNV Funding, is to begin by continually calling and sending letters to the debtor regarding collection of the date. These continual calls, letters, and contacts can become extremely frustrating but should not be ignored. If you are receiving these calls regarding an outstanding debt – even if you do not believe that it is a debt you rightfully owe – contact us immediately. We can help you to assess your situation and what may be done about it before a lawsuit is filed.
Often, if the debtor does not respond to the initial flurry of calls and letters, the debt collection company will take the next step of filing a lawsuit against the debtor in an attempt to recover the money. Receiving a summons naming you in a court case can be alarming, to say the least. But one thing you should absolutely not do is ignore it.
Often, debt collection agencies, such as LVNV Funding, bank on the fact that the debtors will do exactly that – ignore the case, fail to appear when summoned, and generally pretend as if the collection attempts are not happening. Do not fall victim to this tactic. Failing to respond to a lawsuit filed against you could ultimately result in a default judgment issued by the court in favor of the debt collection agency. After obtaining such a judgment, they can begin to do things like garnish your wages, take money from your bank accounts, repossess your property, and even put a lien on your home. Do not let this happen to you. Call us today to find out how you can best begin to defend yourself.
What Can I Do about It?
Though the law surrounding debt collection can be complex, the answer to this question is simple – call David Holland Law. When you contact us, we will be able to review the circumstances of your particular case and advise you as to the best steps forward.
At David Holland Law, we have years of experience defending cases against debt collectors - experience that you will want and need on your side. We know the best strategies to defend these lawsuits, and we have the experience to back that knowledge up. We understand, not only the law surrounding debt defense, but also the law about certain rules that collection agencies are required to abide by under the Fair Debt Collection Practices Act.
There are a number of defenses that may be available to you. It is possible that your debt is so old that the statute of limitations may have run out. It is possible that settlement might be an option. Perhaps, depending upon the amount of your debt and other life circumstances, filing for bankruptcy is the best solution. Whatever your particular circumstances may be, we are here to help you reclaim your financial freedom.
Contact Us Today
When you contact the team at David Holland Law, you will be able to talk about your circumstances with an experienced debt defense attorney. When we talk, we will learn more about the lawsuit against you and what your options may be to best defend yourself.
Understanding the law and making a strategy is the first important step toward rebuilding a strong financial future. Take that first step and call us today.