Bankruptcy & Garnishment
Upon the filing of a bankruptcy petition the automatic stay will prevent almost all actions to collect debt including garnishment.
In Florida, if the service of the writ of garnishment occurred within 90 days of the filing, any money obtained by the creditor may be recoverable. If you file for chapter 7 and have exemptions available to cover the amount garnished you may be able to get the money back. If you file for chapter 13 the money may be recovered by the trustee and applied to your debt, thereby reducing the amount of your plan payment. We can help if you are unsure when the writ of garnishment was served.
If you are threatened with garnishment we may be able to help. David Holland Law focuses on Debt Defense and Bankruptcy in Sarasota and Manatee counties. Contact us today to stop the garnishment and possibly recover money already lost.