Have You Been Sued by Calvary SPV1? Are You Struggling Financially? David Holland Law Wants To Assist You in Regaining Your Financial Footing.
If you are facing financial struggles, here at David Holland Law, we believe that you should never face them alone. In fact, our primary focus is on debt defense and consumer bankruptcy, and we have offices throughout Florida dedicated primarily to this practice.
Here at David Holland Law, we understand how stressful financial trouble can be. This may particularly be true when, in addition to struggling financially, you are dealing with harassment from creditors day after day in the form of phone calls, letters, and even lawsuits filed against you.
Calvary SPV1 is one of those creditors, with a reputation for thorough and continual pursuit of debt collection. It is highly possible that you have recently seen their name as the opposing party in a lawsuit that has been filed against you, or if they are continually harassing you with phone calls, letters, or emails. If this is the case, do not feel overwhelmed. Instead, call us.
At David Holland law, we specialize in defending our clients against debt collectors and in filing bankruptcy when the circumstances are appropriate. If you are a named defendant in a SPV1 lawsuit, or if you are continually being harassed by Calvary SPV1, call us as soon as possible. Let's talk about how we might be able to help.
Who Is Calvary SPVI?
Cavalry SPVI, LLC, is one of the largest debt buyers in the United States. This means that it buys debts for pennies on the dollar from legitimate creditors such as Capital One, Wells Fargo, Citibank, or Chase who have determined that it will cost them more money to try and collect on the debt themselves rather than sell the debt to a third party debt collector.
After purchasing the debt, Calvary may hire a third-party debt collection company to send out collection letters or call consumers, or they may hire a debt collection law firm. In any case, the ultimate result is that often you, the debtor, are sued by Calvary SPV to recover thousands of dollars on a debt for which they paid hundreds or less. Understandably, this can be very distressing. The important thing to realize, though, is that you can fight back. We are here to help you do exactly that.
How Can I Stand Up to a Huge Creditor?
If you are in the midst of financial difficulties, it can be very easy to feel hopeless and pessimistic. Believe it or not, this is often what junk debt buyers are banking on. Often, they will file a lawsuit simply for the purpose of obtaining a default judgment against the debtor – who often does not bother to respond at all. Do not let that become your situation.
If you are named as a defendant in a lawsuit, and you do not appear in court and offer a defense, the court can enter a judgement against you by default - or a “default judgment”. Once this happens, you have opened the door to a whole new set of problems and difficulties. After obtaining a default judgment, your creditors can garnish your wages, take money from your bank account, put a lien on your house, and even repossess your belongings. This is not to mention the damage to your credit report, which can remain with you for years to come. Do not allow this to happen, particularly when you may have defenses available.
What Defenses Are Available?
Every person is unique, and every set of life circumstances is different. As a result, your case is different from any other case, as are the potential defenses that may come with it. When you contact the team at David Holland Law, we have handled all cases involving a wide variety of unique circumstances. We will be able to review the circumstances of your particular case and advise you as to the best steps forward. The good news is that, when you find yourself in this situation, there are solutions.
Settlement may be one option. Various legal defenses, including statute of limitations, improper documentation of the debt, and violations of the Fair Debt Collection Practices Act are others. And, depending upon your circumstances, filing for bankruptcy may be an appropriate solution.
At David Holland Law, we know the law surrounding debt defense, and we have the experience that you will want and need on your side once you find yourself harassed by Calvary SPV. We will take the time to discuss your situation with you and determine the best strategies to regain your financial freedom and give you peace of mind.
Contact Us Today
At David Holland Law, we would be glad to sit down and learn more about your story. Your story is important to us, and we would be glad to help find the best strategy to work towards resolving your case. We are here for you, and we look forward to your call and to speaking with you soon.