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Chapter 7 vs. Chapter 13

What is the difference between Chapter 7 Chapter 13?

Chapter 7 is the liquidation of non-exempt assets to satisfy debts. Chapter 13 is the repayment of a percentage of debt over a 3 to 5 year period after which most unsecured debt is satisfied. Chapter 13 to get the benefits of bankruptcy without losing those assets. One great advantage to Chapter 13 is the ability to catch up on late payments through the plan.

David Holland Law focuses on helping clients in financial trouble. We can explain bankruptcy laws and procedures, and administer the means test to establish your bankruptcy qualifications. We are dedicated legal professionals that can help you make the right decision regarding your financial future. We offer a free consultation to discuss your financial situation and how to eliminate your debts.

When a person is plagued by financial problems, it can add considerable stress to life. Filing for bankruptcy can be an effective way to resolve an out-of-control debt situation. Our firm works closely with clients when developing a strategy to address their debt problems. We pay close attention to their needs and concerns, and provide whatever legal advice and support is necessary. We offer affordable rates and payment plans. If you have overwhelming debts, filing for bankruptcy may be the right solution to your financial difficulties. 

Contact Us Today!

At David Holland Law we focus on Consumer Bankruptcy and Debt Defense. We proudly serve Sarasota, Manatee and Charlotte Counties and expanding to serve all of Central and South Florida, from coast-to-coast. We offer free phone or in-office consultations in Bradenton, Sarasota, Lakewood Ranch, Port Charlotte and across the Central and South Florida region. Contact us through the form on this page or call us at (941) 744-5450 to speak with an experienced bankruptcy and debt defense attorney today. We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.