GET HELP TODAY FROM A SARASOTA BANKRUPTCY ATTORNEY
If unmanageable debt is causing you stress, David Holland, an experienced Sarasota Bankruptcy Attorney may be able to help. At the David Holland Law firm, we know that struggling with financial difficulties can be very challenging and can seriously affect your quality of life.
Don't continue to suffer through overwhelming credit card debt, repossession, foreclosure, civil lawsuits, wage garnishment or tax problems. Even if you simply just can't pay your bills, it's time to speak with an experienced Bankruptcy and Debt Defense Lawyer. If you are struggling with debt, schedule a free consultation at our Sarasota Bankruptcy Law Office.
GET HELP EARLY
You may still have options and assets you can protect. Many people seek help too late. They wait far too long and take actions they think will help their financial troubles, but actually wind up hurting their long term prospects of recovery and ultimately find themselves in financial crisis. If you frequently "rob Peter to pay Paul" by using title or payday loans or balance transfers between cards to avoid payments you may only be worsening your situation.
DEBT CONSOLIDATION AND SETTLEMENT COMPANIES
We have seen many instances where a debt consolidation or settlement company has done more harm than good. Many times people pay for years and never see the promised results. If you are considering or are currently using a debt consolidation or settlement company, you should speak to an experienced Sarasota debt defense and bankruptcy attorney about your options. We offer a free consultation by phone or by appointment in our Sarasota Bankruptcy office.
DON'T BURN YOUR EQUITY
Before you borrow from your pension or IRA, or burn equity in your home by refinancing to pay other bills, please contact us. You should discuss your options with an experienced Sarasota bankruptcy lawyer before you deplete assets that would be protected in bankruptcy by paying down debts that could be discharged. We may be able to help relieve your debt stress while protecting those assets.
REBUILD YOUR CREDIT QUICKLY
You may qualify for to buy a home with a FHA mortgage in as little as two years following a bankruptcy discharge. We have seen instances where people have earned excellent credit in a relatively short time after filing. We can show you haw to take the steps necessary to rebuild your credit quickly.
GET THE FRESH START YOU DESERVE
We understand the stress unmanageable debt can cause. We focus on helping people with debt problems, and we can help find relief. As a Sarasota Bankruptcy Law Firm, we have helped many Sarasota clients with Chapter 7 bankruptcy, Chapter 13 bankruptcy, Credit card lawsuits, Repossessions, Judgments, Foreclosures, and stopping Creditor Harassment.
Whether it's the loss of a job or overtime, divorce, unexpected emergencies, or simply just poor financial decisions that contributed to your financial difficulties, we will work hard with you to get you back on track. The Bankruptcy Code promises a fresh start for the honest debtor who simply got in over their head - we will help you get that fresh start. We offer free phone consultations or office consultations by appointment in Sarasota. Bankruptcy Attorney David Holland will discuss your options with you during your free consultation and handle your case from start to finish.
TRYING TO SAVE YOUR HOME?
If you are facing foreclosure or are seriously behind on your mortgage, Chapter 13 may help you save your home. If you have enough income to make future payments on time, Chapter 13 may allow you to get caught up on past due amounts over three to five years. If you cannot afford your current payments, Chapter 13 provides for a mortgage modification mediation program that may allow you to lower payments, interest and/or principal.
ELIMINATE SECOND OR THIRD MORTGAGES
We may be able to help you eliminate "unsecured" second or third mortgages. If your house is worth less than the first mortgage, the second mortgage is unsecured, and may be "stripped" in Chapter 13.
FREE CONSULTATION WITH A SARASOTA BANKRUPTCY LAWYER
If you want to start your free phone or office consultation right away, please call (941) 744-5450 or submit a request here. Office hours in Sarasota are from 9-5 (by appointment), but we usually take calls until 9 pm on weeknights and 9-3 on Saturdays. Many times when you contact us you will speak directly to a Sarasota Bankruptcy Attorney.
FILE FOR CHAPTER 7 WITH $0 DOWN
With our Sarasota Bankruptcy Zero Down Chapter 7 Payment Plan we may be able to help you stop foreclosure, repossession, garnishment, financial stress and creditor harassment immediately. There are many debts that may no longer need to be paid once you file bankruptcy; those future funds can be applied to the bankruptcy fees after you file. Contact us to speak to an experienced Sarasota Bankruptcy Lawyer today to learn how you can get the protection of the chapter 7 automatic stay TODAY and pay your fees LATER from future income.
As a Sarasota Bankruptcy Attorney there are many questions that are commonly asked of me. I have tried to answer a few of them on our FAQ page. On that page are some links to questions like:
- What is Chapter 7 and how will it help me?
- What property can I keep if i file for bankruptcy?
- Can I keep my car?
- What is the Means Test?
- What is the automatic stay?
- What is a bankruptcy discharge?
We have years of experience in advising Sarasota clients on the road to financial recovery. Don't let financial problems destroy your business, marriage, health, retirement savings, home equity or employment stability. Timing is critical. Seek advice early from a Sarasota Bankruptcy Lawyer - before you have no options.