When an individual, or family, starts to fall behind on their credit card debts, personal loans, mortgage or other financial obligations, it can become extremely stressful. Not being able to make ends meet, or having to make a choice as to which bills will be paid and which ones will not, is not something anyone wants to experience. Add to that the stress brought about when creditors start calling and demanding payment, or threatening you with legal action if you are unable to pay, and you could find yourself feeling overwhelmed and wondering if you will ever be able to find a way out. Thankfully, you do have a way out.
The first step is to contact a skilled bankruptcy lawyer at our firm as soon as you can, in order to discuss your current financial situation and review your available options. This is even more important when you have creditors harassing you, and you need legal assistance to stop abusive collection activities. According to the Fair Debt Collection Practices Act (FDCPA), consumers, such as yourself, have certain rights when it comes to debt collection. As a matter of fact, any debt collector who violates the FDCPA, or is involved in abusive collection activities, could find themselves facing extensive penalties including harsh fines and even incarceration. When you contact our firm, we will be able to advise you of your legal rights and then take immediate, and aggressive, action to help you stop the harassing phone calls, deceptive collection methods, and other abusive collection efforts.
If you or a loved one feels you are the victim of abusive collection activities, we can help. Contact a Bradenton bankruptcy attorney at the Holland Law Group today and schedule a free consultation.